All bank facilities will be closed Thanksgiving Day Thursday, November 26th, and will re-open Friday November 27th with normal business hours.  On Monday, November 30th, the Main Bank will have an open house following the community “Lighting of the Tree” Ceremony at 6:00 pm.  Come join us for free pictures with Santa, cookies, and hot chocolate until 8 pm.

Online Banking

First Time Login?

Why we're different!

Welcome to our website!

With our online branch, you can read about available account options and use our online banking to check your balance and pay bills.


Choosing the right loan!


As your "Hometown Bank", we make the loan application process easier.  All loan decisions made on site by our loan staff.  No lengthy delays.


Rate Information   At our discretion, the interest rate and the annual percentage yield may change on your account at any time
Interest Earned   Contact Customer Service Representative for rate information, 618-542-2111 Ext 105 or Ext 106
Compounding and crediting frequency   Interest will be compounded and credited every quarter
Minimum balance to obtain annual percentage yield disclosed   $100.00 required to open account.  Minimum balance of $100.00 must be maintained in account each day to obtain the disclosed annual percentage yield.
Transaction Limitations   Transfers from a Savings account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to three per month.
Service Fee   A per item service charge fee of $2.00 will be charged for each withdrawal in excess of three during a calendar month. Service charge of $35.00 if account closed by customer within 180 days of opening date.
Deposit/Withdrawal  Orders   First Check Order Free, Available Through Harland Clarke 1-877-275-4427 Click Here to Order