Why we're different!
Welcome to our website!
With our online branch, you can read about available account options, get current rates, apply for a loan, and use our online banking to check your balance and pay bills.
Choosing the right loan!
As your "Hometown Bank", we make the loan application process easier. All loan decisions made on site by our loan staff. No lengthy delays.
|Rate Information||At our discretion, the interest rate and the annual percentage yield may change on your account at any time|
|Interest Earned||Contact Customer Service Representative for rate information, 618-542-2111 Ext 105 or Ext 106|
|Compounding and crediting frequency||Interest will be compounded and credited every quarter|
|Minimum balance to obtain annual percentage yield disclosed||$100.00 required to open account. Minimum balance of $100.00 must be maintained in account each day to obtain the disclosed annual percentage yield.|
|Transaction Limitations||Transfers from a Savings account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to three per month.|
|Service Fee||A per item service charge fee of $2.00 will be charged for each withdrawal in excess of three during a calendar month. Service charge of $35.00 if account closed by customer within 180 days of opening date.|
|Deposit/Withdrawal Orders||First Check Order Free, Available Through Harland Clarke 1-877-275-4427 Click Here to Order|