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Online Banking

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Why we're different!

Welcome to our website!

With our online branch, you can read about available account options, get current rates, apply for a loan, and use our online banking to check your balance and pay bills.

 

Choosing the right loan!

 

As your "Hometown Bank", we make the loan application process easier.  All loan decisions made on site by our loan staff.  No lengthy delays.

Personal Checking

Free Checking
Rate Information   At our discretion, the interest rate and the annual percentage yield may change on your account at any time
Interest Earned    Contact Customer Service Representative for rate information, 618-542-2111 Ext 105 or Ext 106
Account Benefits   Unlimited check writing, Free Online Banking, Free Bill Pay, 24-Hour Automated Telephone Banking, Free VISA Debit Card
Interest Earned   No
Monthly Service Fee   No
Minimum Daily Balance Required   None
Check Orders   First Check Order Free, Available Through Harland Clarke 1-877-275-4427 Click Here to Order Checks 
Overdraft Protection Available   Yes, See Customer Service Representative for Information, 618-542-2111 Ext 105 or Ext 106
Statement Options   Statement cycle last business day of each month.
Other   Service Charge of $35.00 if account closed by customer within 180 days of opening date.  25% Discount 1st year rental of Safe Deposit Box /New rentals only, subject to availability


Plus Checking
Account Benefits   Unlimited check writing, Free Online Banking, Free Bill Pay, 24-Hour Automated Telephone Banking, Free VISA Debit Card, Free Cashiers Checks and Money Orders, Free Travelers Checks, Free Notary Service, Free Photocopy Service, Free Incoming Wire Transfers, Secretary of State License Sticker Fee Waived
Interest Earned   Yes, Contact Customer Service Representative for Interest Information 618-542-2111 Ext 105 or Ext 106
Monthly Service Fee   $8.00 if Daily Minimum Balance falls below $500.00 any day of month.
Minimum Balance Requirements   $100.00 deposit required to open account.  Must maintain a minimum balance of $1,000.00 each day to obtain the disclosed annual percentage yield
Check Orders   First Check Order Free, Available Through Harland Clarke 1-877-275-4427 Click Here to Order Checks 
Overdraft Protection Available   Yes, See Customer Service Representative for Information, 618-542-2111 Ext 105 or Ext 106
Statement Options   Statement cycle last business day of each month.
Other   Service Charge of $35.00 if account closed by customer within 180 days of opening date.  25% Discount 1st year rental of Safe Deposit Box /New rentals only, subject to availability


Gold Key Plus
Account Benefits   Unlimited check writing, Free Online Banking, Free Bill Pay, 24-Hour Automated Telephone Banking, Free VISA Debit Card, Free Cashiers Checks and Money Orders, Free Travelers Checks, Free Notary Service, Free Photocopy Service, Free Incoming Wire Transfers, Secretary of State License Sticker Fee Waived
Interest Earned   Yes, Contact Customer Service Representative for Interest Information 618-542-2111 Ext 105 or Ext 106
Monthly Service Fee   $6.00 charged each calendar month
Minimum Balance Requirements $100.00 required to open account
Check Orders   First Check Order Free, Available Through Harland Clarke 1-877-275-4427 Click Here to Order Checks
Overdraft Protection Available   Yes, See Customer Service Representative for Information, 618-542-2111 Ext 105 or Ext 106
Statement Options   Statement cycle last business day of each month.
Other   Service charge of $35.00 if account closed by customer within 180 days of opening date.  Accidental Death Insurance Benefit, Identity Theft Insurance, RX Advantage Prescription Program, Savers Club Book, Fraud Resolutions Services, Travel and Discounted Gift Cards, One Year Free Safe Deposit Box Rental/New rentals only, subject to availability.  Click Here to Order Gold Key Plus Benefits


Account Terms and Conditions  Electronic Transfers Funds Availability