Why we're different!
Welcome to our website!
With our online branch, you can read about available account options, get current rates, apply for a loan, and use our online banking to check your balance and pay bills.
Choosing the right loan!
As your "Hometown Bank", we make the loan application process easier. All loan decisions made on site by our loan staff. No lengthy delays.
|Money Market Checking|
|Rate Information||At our discretion, the interest rate and the annual percentage yield may change on your account at any time|
|Interest Earned||Contact Customer Service Representative for rate information, 618-542-2111 Ext 105 or Ext 106|
|Compounding and crediting frequency||Interest will be credited to your account every month. Interest will be compounded every month based on the balance tiers listed below.
1,500.00 ~ 24,999.99
25,000.00 ~ 99,999.99
100,000.00 ~ 249,999.99
250,000.00 ~ 499,999.99
500,000.00 and over
|Minimum balance to obtain annual percentage yield disclosed||Minimum balance of $1,500.00 must be maintained in account each day to obtain the disclosed annual percentage yield.|
|Transaction Limitations||Limited to six transfers per statement cycle from Money Market account to another account or to third party by preauthorized, automatic, or telephone transfer, with no more than three by check, draft or similar order to third parties. A per transaction charge of $10.00 will be charged for each check in excess of three during a month.|
|Minimum Daily Balance Required||$12.00 will be imposed every statement cycle if the balance falls below $1,500.00 any day of the cycle|
|Check Orders||First Check Order Free, Available Through Harland Clarke 1-877-275-4427 Click Here to Order Checks|
|Other||Service charge of $35.00 if account closed by customer within 180 days of opening date.|
|Statement Options||Statement cycle last business day of each month.|