Debit cards offer both convenience and risk. CardValet manages the risk by allowing you to define when, where and how your card can be used. Download the CardValet app on your Android or iphone make your debit card more manageable at your fingertips.

Online Banking

Why we're different!

Welcome to our website!

With our online branch, you can read about available account options and use our online banking to check your balance and pay bills.



Recent updates to Online Banking require all customers with online banking access to update their login information on or after August 22, 2016. Please refer to the Online Banking Update Instructions to ensure your access to Online Banking is uninterrupted.




Du Quoin State Bank offers a variety of customized loan products available to finance your dreams. All loans are made and serviced with a hometown flair.


Real Estate Loans Consumer Loans
Commercial Loans Visa Credit Card

Real Estate Loans

Sold All real estate loans made are owned and serviced by
Du Quoin State Bank. You are encouraged from the application process to closing and eventual payout to direct all questions or concerns to your personal loan officer. We will be with you through your entire experience.


Home Loans Construction Loans
Recreational Land  Manufactured Homes

Save valuable time by completing your application prior to visiting your loan officer.

 Mortgage Process Checklist

 Payment Calculator

Home Loans

Construction Loans

  • Fixed rate during construction
  • 6 month initial loan period
  • Easy conversion to permanent finance
  • Interest only during construction
  • Interest charged only on amount drawn
  • Reasonable closing costs – no points or inspection fees
  • LTV 80%
  • Quick processing
  • Automatic payment option

Manufactured Homes

Recreational Land

Mortgage Process Checklist

For Purchase

For Refinance

Consumer Loans

Graduation Are you purchasing an auto, ATV, boat, sending a child to college or upgrading a kitchen? Visit your personal loan officer and receive the outstanding hometown service to enhance your buying experience.

To help us serve you quickly, print out the consumer application and complete prior to meeting with your loan officer.

Auto Loans ATV Loans  Boat Loan
RV Loans  Certificate of Deposit Personal Loan

Auto Loans

New Auto Loan


Get an Automobile Value NADA Automobile Pricing Guide

ATV Loans

Boat Loans

  • Competitive rate and term
  • Finance 80% of purchase price
  • Fast approval and closing
  • No prepayment penalty
  • Credit life and accident/health insurance available
  • Automatic payment option


RV Loan

Certificate of Deposit Loan

Personal Loan

Commercial Loans


Computers Du Quoin State Bank is a locally owned and operated commercial bank. We understand the needs of our business customers. Contact your personal loan officer and experience the fast and convenient service.

Du Quoin State Bank offers a variety of loans with terms available to meet your unique need.

Use the Commercial Loan Checklist to assist your personal loan officer serve you more efficiently


Limited Liability Company

Partnership/Sole proprietorship

Lending Staff